A hard inquiry is logged when a lender checks your credit for an application. Inquiries you did not authorize should not be there. If a hard inquiry on your report is inaccurate, unfair or unverifiable, we challenge it across all three bureaus, on your behalf. Start with a free analysis for a straight answer on yours.
A hard inquiry is logged when a lender checks your credit for an application. Inquiries you did not authorize should not be there. The good news: a large share of negative items on the average report are inaccurate, outdated, or impossible to verify, and those can be challenged.
We can challenge hard inquiries that are inaccurate, unfair or unverifiable, and more qualify than people expect. On your free analysis we tell you honestly what we see on yours. We never claim to remove accurate, verifiable information.
Many clients see first changes within the first weeks. Timelines vary by report because we challenge the whole file at once.
No. You will know your full plan and price before you commit, and you can cancel anytime.
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