Privacy Policy

 Effective Date: 01/01/2023

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Higher Vision Credit ("Higher Vision Credit INC," "we," "our," or "us") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [www.hvcreditinc.com] (the "Site"). By accessing or using the Site, you agree to the terms of this Privacy Policy.

Information We Collect

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We may collect personal information from you when you visit our Site or interact with us online. This information may include:

• Personal and contact information (e.g., name, address, email address, phone number)
• Financial information (e.g., credit card details)
• Information about your credit history and current financial situation
• Information you provide when you contact us or submit forms on our Site
• Automatically collected information such as your IP address, browser type, and device information

How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide our services to you
  Communicate with you and respond to your inquiries
• Process transactions and payments
• Customize and improve our services and the content of our Site
• Analyze trends and user activities on our Site
• Comply with legal and regulatory requirements

Information Sharing:

• We may share your personal information with third parties in the following circumstances:
• With service providers who assist us in operating our business and providing our services
• With affiliated companies or partners when necessary to fulfill your requests or provide our services in response to legal process or a request from law enforcement or government agency
• To protect the rights, property, or safety of Higher Vision Credit, our customers, or others
• In connection with a merger, acquisition, or sale of all or a portion of our business

Data Security

We take reasonable measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security.

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Your Choices

You have certain choices regarding the personal information we collect and how it is used. You can choose not to provide certain information, but this may limit your ability to use certain features of our Site or receive our services.

Updates to this Privacy Policy

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We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated Privacy Policy on our Site.

**Contact Us**

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at [info@hvcreditinc.com]