To dispute a credit report error, pull your reports from all three bureaus, identify anything inaccurate, unfair or unverifiable, and file a dispute with each bureau in writing with supporting documents. The bureau must investigate, usually within 30 days, and correct or remove what cannot be verified.
Under the Fair Credit Reporting Act you can dispute inaccurate information yourself at no cost. Many people do.
Doing it right, persistently, across all three bureaus and round after round, takes time and know-how. We do it for you, correctly, and we come at the whole report at once.
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